From the benchmarks posted on this forum, the slowest SDHC Class 2 card typically outperforms even the fastest SD card (when reading data) so unless you need SD for compatability I'd recommend SDHC every time as Nokia will surely add official SDHC in the next firmware (clowns if they don't).
s=$(date +%s) ;dd if=/dev/zero of=/media/mmcx/testfile bs=4096 count=20000 ; sync ; e=$(date +%s) ; echo $((e-s))