So I have been going back-and-forth since with Nokia rep's. They first of course made me verify that it isn't my banks refusing the purchase (tried 3 cards, non worked). The banks of course never seen any transaction coming from Nokia. Now they made me reset my phone. This time it didn't reject the State/ZIP combination and took me to the next screen, where it displayed the summary of the purchase with tax included. When I clicked purchase it brought me to a new screen.... CARD ERRORS TRY AGAIN LATER OR TRY DIFFERENT CARDS.. Rep is supposed to call me back tomorrow to see if it worked.

I'm ready to give up...... only thing that makes me going is that the rep girl's voice is very soothing =)