My insurance company called me to say they could not replace my N900 as their supplier was unable to locate one.

They offered the N8 and Samsung Galaxy S.
I refused both as they are outdated devices and the guy said "but do you know how old the N900 is?" - my response "yes but I value the N900 to be much greater". Unable to convince me they agreed to settle by giving me £300 so i could buy a new one from Amazon.

What to do? choices choices...