Huh, in Belgium we get card readers where you have to enter a couple of codes every time you want to log in to your account or do a transaction, the card reader then displays a code which you have to enter on the website. I've always assumed this was the same worldwide! I'm aware most or all banks now have Android/iOS applications, but I have no idea how they work. At least I presume they don't require the card reader.
in Denmark we dont accept cheques. Oh and we have this key called nemID - which is 2FA for almost any online activity in DK public services, banks. Its also used for identifying who you are (by verifying against registered PI in central database). you get nemID by default on a paperslip, but can also purchase an eletronic token.
I think there has been a misunderstanding on how bankid is used in Sweden (and perhaps other nordic countries too). Yes, you can log in to your bank with bankid, but in most cases you can also log in to your bank with a key fob like device or similar. The problem is that the bankid identification has been adopted by many other online services in Sweden and there bankid is the only option. * All services provided by the government * Stock/bond exchanges * Credit card providers (not banks) * Insurance companies * Retirement fund companies * ... You will be blocked from many important online services unless you have bankid and changing bank will not solve the problem since the other bank also provides the same bankid. We need an open standard for online identification.
Aren't we a bit off topic? Now it turned to be a comparison between banks Do you think that updating Alien Dalvik will improve the additional power consumption derived by using it? I hope it doesn't turn out to be the opposite, adding more features.